Mounting bills can put stress on any family's budget, but when there isn't enough income coming in to pay off those debts, late bill payments are inevitable. If you find yourself facing insurmountable debt and bankruptcy appears to be your only option, contact an experienced bankruptcy attorney to discuss your options.
What You Need to Know about Bankruptcy
Helpful Information from Attorney Angela M. Cooper
If you are struggling to meet your financial obligations and considering filing for protection under the federal bankruptcy law, you may be uncertain of the law, the process or your rights in a bankruptcy proceeding. This page is designed to answer your basic questions about bankruptcy. To learn more about our bankruptcy practice, see our bankruptcy overview page.
At the Cooper Law Firm LLC, in Mobile County, Alabama, we bring over 10 years of practice experience to individuals considering filing under Chapter 7 or Chapter 13. We believe that every question you have deserves a clear and comprehensive answer. When you hire us to help you through a personal bankruptcy filing, you will work directly with attorney Cooper throughout the process, from the initial petition through post-bankruptcy issues.
To set up a free initial consultation, contact our office online or call us at 251-272-3831 (toll-free at 888-894-4985).
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Contact an experience bankruptcy lawyer in Mobile, Alabama. At the Cooper Law Firm LLC, we have handled Chapter 7 and Chapter 13 filings for over 10 years, preparing all the necessary paperwork and acting as your advocate with creditors, the trustee and the court. We can help you use the bankruptcy laws to get a fresh start. Free initial consultation.
For experienced counsel in bankruptcy, contact attorney Angela M. Cooper, in Mobile, Alabama, to set up a free initial consultation. We have helped men and women get a fresh start with a Chapter 7 or Chapter 13 filing for over 10 years. We built our practice on a commitment to personal service and attention, providing clear and comprehensive answers to all your questions.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at Angela Cooper in Mobile, Alabama, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Angela Cooper in Mobile, Alabama, can see a debtor through the tough times and guide him or her to a brighter financial future.
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